|
ANNUAL TRAVEL PLAN |
|
BENEFITS
|
UP TO US$ |
|
PREMIER
PLAN |
EXECUTIVE
PLAN |
|
(1) |
PERSONAL
ACCIDENT |
250,000 |
100,000 |
|
Accidental death or permanent disability including loss of one or
more limbs or loss of sight in one or both eyes. The limit of cover
for children under 18 years of age is US$20,000. |
|
|
|
(2) |
MEDICAL
EXPENSES & EMERGENCY ASSISTANCE |
100,000 |
75,000 |
The cost of medical treatment
arising from illness or accidental injury.
Medical Expenses - Fees for hospitalization, surgery,
ambulance, medicine and tests with a maximum of US$300 per day for
hospital room and board, and US$1,000 if the room fee includes the
fees for all professional services. |
|
|
|
Follow-up Care - Medical expenses reasonably incurred
immediately following discharge from hospital within 90 days of
return to home country. |
6,500 |
6,500 |
|
Emergency Evacuation - Emergency evacuation to the nearest
facility capable of providing adequate medical care. |
Unlimited |
Unlimited |
|
Repatriation - Repatriation to the country of residence when the
Company and attending physician determine that it is necessary. |
Unlimited |
Unlimited |
|
Hospital Expenses Guarantee - Guarantee eligible medical
expenses when hospital bills exceed US$2,500. |
|
|
|
Additional Costs of Travel & Accommodation - Additional
travelling costs of the Insured Person for returning to the country
of residence and additional costs of accommodation incurred by the
Insured Person and an insured family member or travelling companion
when such costs arise from hospitalization due to a covered
disability necessitating medical treatment of the Insured Person. |
5,000 |
3,500 |
|
Family Member Visit - Travelling costs for 2 immediate family
members to join the Insured Person who is confined in hospital for
more than 3 days or is dead abroad. |
5,000 |
3,500 |
|
Return of Children - Reasonable additional accommodation and
travelling expenses for unattended insured children (age below 14)
return to the country of residence. |
5,000 |
3,500 |
|
Burial and Funeral - Transportation charges for repatriation of
the mortal remains to the country of residence. |
3,000 |
2,000 |
|
Referral Services - All referral services such as legal
assistance, interpreter, obtaining replacement of lost travel
document or air ticket, etc. |
|
|
|
(3) |
HOSPITAL
CASH ALLOWANCE |
1,000 |
750 |
|
US$50 for each complete day the
Insured Person is hospitalized over 24 hours as a result of a
covered disability. |
|
|
|
(4) |
BAGGAGE &
PERSONAL EFFECTS |
2,000 |
1,000 |
|
Loss or damage directly
resulting from accident, theft, burglary, robbery or mishandling by
carriers to the Insured Person's baggage or personal items carried.
The limit is US$250 per item and US$500 per pair or set. |
|
|
|
Additional Cover - Loss of Laptop Computer |
1,000 |
500 |
|
(5) |
BAGGAGE
DELAY |
250 |
125 |
|
Emergency purchases of essential items of toiletries and clothing up
to a maximum of US$65 per article when the checked baggage is
delayed for at least 12 hours from the time of arrival at
destination. |
|
|
|
(6) |
LOSS OF
TRAVEL DOCUMENT |
2,000 |
1,500 |
|
Cost of obtaining replacements
of passport, air tickets, travel expenses and accommodation incurred
to obtain such replacement arising from theft, burglary, robbery and
accidental loss. Maximum limit per day for travel and accommodation
expenses is US$200 for Premier Plan and US$150 for Executive Plan. |
|
|
|
(7) |
PERSONAL
MONEY |
400 |
260 |
|
Loss of cash, bank notes and
travellers checks arising from theft, burglary or robbery. |
|
|
|
(8) |
TRAVEL
DELAY |
800 |
500 |
|
Additional Travel Cost - Transportation expenses necessarily incurred as a direct consequence of travel delay resulting from serious weather conditions, industrial action, hijack, mechanical derangement only if the Insured Person has to re-route his trip due to cancellation of a prior confirmed booking. |
|
|
|
Cash Allowance - If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at US$25 for each full 12 hours delay. |
175 |
125 |
|
(9) |
CURTAILMENT
OF TRIP & CANCELLATION CHARGES |
6,500 |
4,500 |
|
Reimbursement of irrecoverable prepaid travel arrangement deposits and any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person, witness summons, jury service, compulsory quarantine; natural disasters at the planned destination or complete destruction of the Insured Person's principal residence. |
|
|
|
(10) |
PERSONAL
LIABILITY |
100,000 |
65,000 |
|
Indemnity against legal liability to a third party as a result of
accidental injury or loss or damage to property during the Period of
Insurance. (This benefit does not apply to the use or hire of motor
vehicles.) |
|
|
|
(11) |
OPTINONAL RENTAL CAR PROTECTION
(for adult between age 23 and 75) |
(10,000 option) |
|
Loss or damage occurs to a rental car result directly from fire, theft, collision or vandalism.
Deductible: US$250 |
|
|
(12) |
ADDITIONAL PERSONAL ACCIDENT BENEFIT
(for adult age of 18 or above only) |
(up to Total Sum Insured of 500,000) |
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