DISCOUNT OPTIONS
(not applicable to Additional Benefit Plans)
　

SENIOR STANDARD MEDICAL PLAN

SENIOR COMPREHENSIVE MEDICAL PLAN
20% Co-payment Option (you pay 20% and we pay 80% of eligible expenses) 25% Discount 20% Discount
Treatment Area Limit (excludes treatment in Hong Kong (SAR), Japan and North America where residents are ineligible for this discount) 25% Discount 20% Discount
Outpatient Exclusion Option (excludes outpatient coverage) 25% Discount Not Available

Note 1 : Treatment Area Limit option is only available to residents in Indonesia, Korea,
               Malaysia, Philippines, Singapore, Taiwan, Thailand and Vietnam. Countries not
               listed will be given individual consideration.
         2 : After the Medical Plan premium is calculated, apply chosen discounts. Then,
              applications with 5 to 20 persons are eligible for a 10% group discount and
              21 or more persons for a 20% group discount. The group discount is not
              applicable to Additional Benefit Plans.

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For exact wording and complete details, please refer to the policy itself.
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